2026 federal, state and local taxes
Texas Income Tax Calculator (2026)
Texas has no state income tax on wages. Estimate your 2026 federal tax, FICA and take-home pay, and see how Texas compares with nearby states.
2026 Tax and Take-Home Pay
EstimateTax and Pay Breakdown
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Texas) | -$0 | -$0 | -$0 |
| Take-Home Pay | $72,812 | $6,068 | $2,800 |
2026 Federal Tax by Bracket
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
Texas Take-Home Pay by Salary, 2026 (Single Filer)
No Pre-Tax Deductions| Gross Annual Salary | Federal Tax | FICA Tax | Texas State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $0 | $7,645 | 15.3% | $42,355 |
| $75,000 | $7,670 | $5,738 | $0 | $13,408 | 17.9% | $61,593 |
| $100,000 | $13,170 | $7,650 | $0 | $20,820 | 20.8% | $79,180 |
| $125,000 | $18,734 | $9,563 | $0 | $28,297 | 22.6% | $96,704 |
| $150,000 | $24,734 | $11,475 | $0 | $36,209 | 24.1% | $113,791 |
| $200,000 | $36,734 | $14,339 | $0 | $51,073 | 25.5% | $148,927 |
| $300,000 | $68,134 | $16,689 | $0 | $84,823 | 28.3% | $215,177 |
Texas and Its Neighbors
2026 Income Tax| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Oklahoma | Graduated | 4.50% | $2,830 | $5,659 |
| Arkansas | Graduated | 3.90% | $2,712 | $5,512 |
| New Mexico | Graduated | 5.90% | $2,359 | $4,961 |
| Louisiana | Flat | 3.00% | $1,864 | $3,728 |
| Texas | None | — | $0 | $0 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
State Income Tax Calculators
50 States + D.C.Pick a state to see its 2026 tax rules and results for common salaries or home values.
- Alabama Progressive
- Alaska No Income Tax
- Arizona 2.50% Flat
- Arkansas Progressive
- California Progressive
- Colorado 4.40% Flat
- Connecticut Progressive
- Delaware Progressive
- District of Columbia Progressive
- Florida No Income Tax
- Georgia 4.99% Flat
- Hawaii Progressive
- Idaho 5.30% Flat
- Illinois 4.95% Flat
- Indiana 2.95% Flat
- Iowa 3.80% Flat
- Kansas Progressive
- Kentucky 3.50% Flat
- Louisiana 3.00% Flat
- Maine Progressive
- Maryland Progressive
- Massachusetts Progressive
- Michigan 4.25% Flat
- Minnesota Progressive
- Mississippi 4.00% Flat
- Missouri Progressive
- Montana Progressive
- Nebraska Progressive
- Nevada No Income Tax
- New Hampshire No Income Tax
- New Jersey Progressive
- New Mexico Progressive
- New York Progressive
- North Carolina 3.99% Flat
- North Dakota Progressive
- Ohio 2.75% Flat
- Oklahoma Progressive
- Oregon Progressive
- Pennsylvania 3.07% Flat
- Rhode Island Progressive
- South Carolina Progressive
- South Dakota No Income Tax
- Tennessee No Income Tax
- Texas No Income Tax
- Utah 4.50% Flat
- Vermont Progressive
- Virginia Progressive
- Washington No Income Tax
- West Virginia Progressive
- Wisconsin Progressive
- Wyoming No Income Tax
How This Calculator Works
Texas does not tax wages. On your paycheck you owe federal income tax and FICA (Social Security and Medicare) and nothing to the state. The typical state takes about $2,596 from a $75,000 salary, so living here keeps that money in your pocket.
Texas collects more in other ways. Texas's state rate is 6.25% and local add-ons average 1.95%, for a combined average of 8.20%, the 14th highest of 51, in the top third. Its average property tax rate is 1.60%, the 2nd highest of 51 (50 states and D.C.).
Frequently Asked Questions
How much is $100,000 a year after taxes in Texas?
In Texas, about $79,180, or $6,598 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and no Texas income tax.
What is the top income tax rate in Texas?
There isn't one: Texas has no income tax on wages.
Does Texas tax Social Security and retirement income?
With no income tax, Texas does not tax Social Security, pensions or withdrawals from a 401(k) or IRA.
Do neighboring states tax income less than Texas?
No. On a $75,000 salary none of Texas's neighbors (Arkansas, Louisiana, New Mexico and Oklahoma) takes less in state income tax.
More for Texas
All Tax Calculators →Other Texas tax tools
- Texas Paycheck Calculator $2,369 per paycheck on $75,000
- Texas Property Tax Calculator 1.60% average rate
Neighboring states
- Arkansas Income Tax Calculator $2,712 state tax on $75,000
- Louisiana Income Tax Calculator $1,864 state tax on $75,000
- New Mexico Income Tax Calculator $2,359 state tax on $75,000
- Oklahoma Income Tax Calculator $2,830 state tax on $75,000