2026 federal, state and local taxes
Iowa Income Tax Calculator (2026)
Estimate your 2026 Iowa income tax. On $75,000, a single filer pays about $2,198 in state tax, plus federal tax and FICA.
2026 Tax and Take-Home Pay
EstimateTax and Pay Breakdown
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Iowa) | -$2,829 | -$236 | -$109 |
| Take-Home Pay | $69,983 | $5,832 | $2,692 |
2026 Federal Tax by Bracket
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
Iowa Take-Home Pay by Salary, 2026 (Single Filer)
No Pre-Tax Deductions| Gross Annual Salary | Federal Tax | FICA Tax | Iowa State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,248 | $8,893 | 17.8% | $41,107 |
| $75,000 | $7,670 | $5,738 | $2,198 | $15,606 | 20.8% | $59,394 |
| $100,000 | $13,170 | $7,650 | $3,148 | $23,968 | 24.0% | $76,032 |
| $125,000 | $18,734 | $9,563 | $4,098 | $32,395 | 25.9% | $92,605 |
| $150,000 | $24,734 | $11,475 | $5,048 | $41,257 | 27.5% | $108,743 |
| $200,000 | $36,734 | $14,339 | $6,948 | $58,021 | 29.0% | $141,979 |
| $300,000 | $68,134 | $16,689 | $10,748 | $95,571 | 31.9% | $204,429 |
Iowa Income Tax Brackets, 2026
Flat Rate| Rate | Single (taxable income) | Married Filing Jointly |
|---|---|---|
| 3.80% | $0 and up | $0 and up |
Rates apply to taxable income, after Iowa's deductions and exemptions. Each rate covers only the income inside its range.
Iowa and Its Neighbors
2026 Income Tax| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Minnesota | Graduated | 9.85% | $3,577 | $7,413 |
| Illinois | Flat | 4.95% | $3,568 | $7,135 |
| Wisconsin | Graduated | 7.65% | $2,944 | $6,970 |
| Missouri | Graduated | 4.70% | $2,588 | $5,356 |
| Nebraska | Graduated | 4.55% | $2,533 | $5,066 |
| Iowa | Flat | 3.80% | $2,198 | $4,396 |
| South Dakota | None | — | $0 | $0 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
State Income Tax Calculators
50 States + D.C.Pick a state to see its 2026 tax rules and results for common salaries or home values.
- Alabama Progressive
- Alaska No Income Tax
- Arizona 2.50% Flat
- Arkansas Progressive
- California Progressive
- Colorado 4.40% Flat
- Connecticut Progressive
- Delaware Progressive
- District of Columbia Progressive
- Florida No Income Tax
- Georgia 4.99% Flat
- Hawaii Progressive
- Idaho 5.30% Flat
- Illinois 4.95% Flat
- Indiana 2.95% Flat
- Iowa 3.80% Flat
- Kansas Progressive
- Kentucky 3.50% Flat
- Louisiana 3.00% Flat
- Maine Progressive
- Maryland Progressive
- Massachusetts Progressive
- Michigan 4.25% Flat
- Minnesota Progressive
- Mississippi 4.00% Flat
- Missouri Progressive
- Montana Progressive
- Nebraska Progressive
- Nevada No Income Tax
- New Hampshire No Income Tax
- New Jersey Progressive
- New Mexico Progressive
- New York Progressive
- North Carolina 3.99% Flat
- North Dakota Progressive
- Ohio 2.75% Flat
- Oklahoma Progressive
- Oregon Progressive
- Pennsylvania 3.07% Flat
- Rhode Island Progressive
- South Carolina Progressive
- South Dakota No Income Tax
- Tennessee No Income Tax
- Texas No Income Tax
- Utah 4.50% Flat
- Vermont Progressive
- Virginia Progressive
- Washington No Income Tax
- West Virginia Progressive
- Wisconsin Progressive
- Wyoming No Income Tax
How This Calculator Works
Iowa has a flat 3.80% income tax. Before the rates apply, Iowa gives a standard deduction of $16,100 ($32,200 for married couples filing jointly) and a personal credit of $40 that comes off the tax itself.
A single filer earning $75,000 in wages pays about $2,198 in Iowa tax, 2.9% of pay. That is 36th of 51, in the bottom third, and $398 less than the typical state ($2,596). A married couple earning $150,000 pays about $4,396.
Many school districts add a surtax figured as a percentage of your Iowa income tax.
Frequently Asked Questions
How much is $100,000 a year after taxes in Iowa?
In Iowa, about $76,032, or $6,336 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $3,148 of Iowa tax.
What is the top income tax rate in Iowa?
Iowa uses one rate, 3.80%, for every taxable dollar, so your top rate and your starting rate are the same.
Does Iowa tax Social Security and retirement income?
Iowa does not tax Social Security, and it leaves pensions and 401(k) or IRA withdrawals untaxed as well.
Do neighboring states tax income less than Iowa?
On a $75,000 salary, South Dakota takes less than Iowa, while Illinois, Minnesota, Missouri, Nebraska and Wisconsin take more. The table on this page has the amounts.
More for Iowa
All Tax Calculators →Other Iowa tax tools
- Iowa Paycheck Calculator $2,284 per paycheck on $75,000
- Iowa Property Tax Calculator 1.43% average rate
Neighboring states
- Illinois Income Tax Calculator $3,568 state tax on $75,000
- Minnesota Income Tax Calculator $3,577 state tax on $75,000
- Missouri Income Tax Calculator $2,588 state tax on $75,000
- Nebraska Income Tax Calculator $2,533 state tax on $75,000
- South Dakota Income Tax Calculator No income tax on wages
- Wisconsin Income Tax Calculator $2,944 state tax on $75,000