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Smart Invest Life
Includes State Transfer Taxes

Buying, financing and owning a home

Closing Costs Calculator by State

Estimate your closing costs and total cash to close: lender fees, appraisal, title insurance, state transfer tax and prepaid taxes, insurance and interest.

Closing Costs and Cash to Close

Buyer Estimate
Estimated Closing Costs $13,848 3.26% of purchase price
Cash to Close $98,848 Down payment plus closing costs
Transfer Tax and Recording $1,925 New York rates

How This Calculator Works

Buyer closing costs usually run about 2% to 5% of the purchase price. This calculator estimates the lender’s fees, appraisal and title charges, your state’s transfer tax, and the property tax, insurance and interest you pay up front. The Loan Estimate from your lender will have the real figures.

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