2026 federal, state and local taxes
Massachusetts Income Tax Calculator (2026)
Estimate your 2026 Massachusetts income tax. On $75,000, a single filer pays about $3,530 in state tax, plus federal tax and FICA.
2026 Tax and Take-Home Pay
EstimateTax and Pay Breakdown
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Massachusetts) | -$4,360 | -$363 | -$168 |
| Take-Home Pay | $68,452 | $5,704 | $2,633 |
2026 Federal Tax by Bracket
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
Massachusetts Take-Home Pay by Salary, 2026 (Single Filer)
No Pre-Tax Deductions| Gross Annual Salary | Federal Tax | FICA Tax | Massachusetts State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $2,280 | $9,925 | 19.9% | $40,075 |
| $75,000 | $7,670 | $5,738 | $3,530 | $16,938 | 22.6% | $58,063 |
| $100,000 | $13,170 | $7,650 | $4,780 | $25,600 | 25.6% | $74,400 |
| $125,000 | $18,734 | $9,563 | $6,030 | $34,327 | 27.5% | $90,674 |
| $150,000 | $24,734 | $11,475 | $7,280 | $43,489 | 29.0% | $106,511 |
| $200,000 | $36,734 | $14,339 | $9,780 | $60,853 | 30.4% | $139,147 |
| $300,000 | $68,134 | $16,689 | $14,780 | $99,603 | 33.2% | $200,397 |
Massachusetts Income Tax Brackets, 2026
2 Rates| Rate | Single (taxable income) | Married Filing Jointly |
|---|---|---|
| 5.00% | $0 – $1,083,150 | $0 – $1,083,150 |
| 9.00% | $1,083,150 and up | $1,083,150 and up |
Rates apply to taxable income, after Massachusetts's deductions and exemptions. Each rate covers only the income inside its range.
Massachusetts and Its Neighbors
2026 Income Tax| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Massachusetts | Graduated | 9.00% | $3,530 | $7,060 |
| Connecticut | Graduated | 6.99% | $3,475 | $7,250 |
| New York | Graduated | 10.90% | $3,453 | $6,901 |
| Vermont | Graduated | 8.75% | $2,490 | $5,509 |
| Rhode Island | Graduated | 5.99% | $2,196 | $4,742 |
| New Hampshire | None | — | $0 | $0 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
State Income Tax Calculators
50 States + D.C.Pick a state to see its 2026 tax rules and results for common salaries or home values.
- Alabama Progressive
- Alaska No Income Tax
- Arizona 2.50% Flat
- Arkansas Progressive
- California Progressive
- Colorado 4.40% Flat
- Connecticut Progressive
- Delaware Progressive
- District of Columbia Progressive
- Florida No Income Tax
- Georgia 4.99% Flat
- Hawaii Progressive
- Idaho 5.30% Flat
- Illinois 4.95% Flat
- Indiana 2.95% Flat
- Iowa 3.80% Flat
- Kansas Progressive
- Kentucky 3.50% Flat
- Louisiana 3.00% Flat
- Maine Progressive
- Maryland Progressive
- Massachusetts Progressive
- Michigan 4.25% Flat
- Minnesota Progressive
- Mississippi 4.00% Flat
- Missouri Progressive
- Montana Progressive
- Nebraska Progressive
- Nevada No Income Tax
- New Hampshire No Income Tax
- New Jersey Progressive
- New Mexico Progressive
- New York Progressive
- North Carolina 3.99% Flat
- North Dakota Progressive
- Ohio 2.75% Flat
- Oklahoma Progressive
- Oregon Progressive
- Pennsylvania 3.07% Flat
- Rhode Island Progressive
- South Carolina Progressive
- South Dakota No Income Tax
- Tennessee No Income Tax
- Texas No Income Tax
- Utah 4.50% Flat
- Vermont Progressive
- Virginia Progressive
- Washington No Income Tax
- West Virginia Progressive
- Wisconsin Progressive
- Wyoming No Income Tax
How This Calculator Works
Massachusetts has a graduated income tax with 2 rates, from 5.00% up to 9.00%, which starts at $1,083,150 of taxable income for every filing status. Before the rates apply, Massachusetts gives a personal exemption of $4,400 per filer.
A single filer earning $75,000 in wages pays about $3,530 in Massachusetts tax, 4.7% of pay. That is the 8th highest of 51 (50 states and D.C.), and $934 more than the typical state ($2,596). A married couple earning $150,000 pays about $7,060.
Frequently Asked Questions
How much is $100,000 a year after taxes in Massachusetts?
In Massachusetts, about $74,400, or $6,200 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $4,780 of Massachusetts tax.
What is the top income tax rate in Massachusetts?
Massachusetts's top rate is 9.00%, on taxable income above $1,083,150 for every filing status. Only the income above that line pays the top rate.
Does Massachusetts tax Social Security and retirement income?
Massachusetts does not tax Social Security, but pensions and 401(k) or IRA withdrawals are taxed like other income.
Do neighboring states tax income less than Massachusetts?
On a $75,000 salary, Connecticut, New Hampshire, New York, Rhode Island and Vermont take less than Massachusetts. The table on this page has the amounts.
More for Massachusetts
All Tax Calculators →Other Massachusetts tax tools
- Massachusetts Paycheck Calculator $2,233 per paycheck on $75,000
- Massachusetts Property Tax Calculator 1.12% average rate
Neighboring states
- Connecticut Income Tax Calculator $3,475 state tax on $75,000
- New Hampshire Income Tax Calculator No income tax on wages
- New York Income Tax Calculator $3,453 state tax on $75,000
- Rhode Island Income Tax Calculator $2,196 state tax on $75,000
- Vermont Income Tax Calculator $2,490 state tax on $75,000