2026 federal, state and local taxes
Illinois Income Tax Calculator (2026)
Estimate your 2026 Illinois income tax. On $75,000, a single filer pays about $3,568 in state tax, plus federal tax and FICA.
2026 Tax and Take-Home Pay
EstimateTax and Pay Breakdown
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Illinois) | -$4,389 | -$366 | -$169 |
| Take-Home Pay | $68,422 | $5,702 | $2,632 |
2026 Federal Tax by Bracket
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
Illinois Take-Home Pay by Salary, 2026 (Single Filer)
No Pre-Tax Deductions| Gross Annual Salary | Federal Tax | FICA Tax | Illinois State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $2,330 | $9,975 | 20.0% | $40,025 |
| $75,000 | $7,670 | $5,738 | $3,568 | $16,975 | 22.6% | $58,025 |
| $100,000 | $13,170 | $7,650 | $4,805 | $25,625 | 25.6% | $74,375 |
| $125,000 | $18,734 | $9,563 | $6,043 | $34,339 | 27.5% | $90,661 |
| $150,000 | $24,734 | $11,475 | $7,280 | $43,489 | 29.0% | $106,511 |
| $200,000 | $36,734 | $14,339 | $9,755 | $60,828 | 30.4% | $139,172 |
| $300,000 | $68,134 | $16,689 | $14,850 | $99,673 | 33.2% | $200,327 |
Illinois Income Tax Brackets, 2026
Flat Rate| Rate | Single (taxable income) | Married Filing Jointly |
|---|---|---|
| 4.95% | $0 and up | $0 and up |
Rates apply to taxable income, after Illinois's deductions and exemptions. Each rate covers only the income inside its range.
Illinois and Its Neighbors
2026 Income Tax| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Illinois | Flat | 4.95% | $3,568 | $7,135 |
| Wisconsin | Graduated | 7.65% | $2,944 | $6,970 |
| Missouri | Graduated | 4.70% | $2,588 | $5,356 |
| Kentucky | Flat | 3.50% | $2,507 | $5,132 |
| Iowa | Flat | 3.80% | $2,198 | $4,396 |
| Indiana | Flat | 2.95% | $2,183 | $4,366 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
State Income Tax Calculators
50 States + D.C.Pick a state to see its 2026 tax rules and results for common salaries or home values.
- Alabama Progressive
- Alaska No Income Tax
- Arizona 2.50% Flat
- Arkansas Progressive
- California Progressive
- Colorado 4.40% Flat
- Connecticut Progressive
- Delaware Progressive
- District of Columbia Progressive
- Florida No Income Tax
- Georgia 4.99% Flat
- Hawaii Progressive
- Idaho 5.30% Flat
- Illinois 4.95% Flat
- Indiana 2.95% Flat
- Iowa 3.80% Flat
- Kansas Progressive
- Kentucky 3.50% Flat
- Louisiana 3.00% Flat
- Maine Progressive
- Maryland Progressive
- Massachusetts Progressive
- Michigan 4.25% Flat
- Minnesota Progressive
- Mississippi 4.00% Flat
- Missouri Progressive
- Montana Progressive
- Nebraska Progressive
- Nevada No Income Tax
- New Hampshire No Income Tax
- New Jersey Progressive
- New Mexico Progressive
- New York Progressive
- North Carolina 3.99% Flat
- North Dakota Progressive
- Ohio 2.75% Flat
- Oklahoma Progressive
- Oregon Progressive
- Pennsylvania 3.07% Flat
- Rhode Island Progressive
- South Carolina Progressive
- South Dakota No Income Tax
- Tennessee No Income Tax
- Texas No Income Tax
- Utah 4.50% Flat
- Vermont Progressive
- Virginia Progressive
- Washington No Income Tax
- West Virginia Progressive
- Wisconsin Progressive
- Wyoming No Income Tax
How This Calculator Works
Illinois has a flat 4.95% income tax. Before the rates apply, Illinois gives a personal exemption of $2,925 per filer.
A single filer earning $75,000 in wages pays about $3,568 in Illinois tax, 4.8% of pay. That is the 7th highest of 51 (50 states and D.C.), and $972 more than the typical state ($2,596). A married couple earning $150,000 pays about $7,135.
Illinois gives a personal exemption per person, which disappears at high incomes.
Frequently Asked Questions
How much is $100,000 a year after taxes in Illinois?
In Illinois, about $74,375, or $6,198 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $4,805 of Illinois tax.
What is the top income tax rate in Illinois?
Illinois uses one rate, 4.95%, for every taxable dollar, so your top rate and your starting rate are the same.
Does Illinois tax Social Security and retirement income?
Illinois does not tax Social Security, and it leaves pensions and 401(k) or IRA withdrawals untaxed as well.
Do neighboring states tax income less than Illinois?
On a $75,000 salary, Indiana, Iowa, Kentucky, Missouri and Wisconsin take less than Illinois. The table on this page has the amounts.
More for Illinois
All Tax Calculators →Other Illinois tax tools
- Illinois Paycheck Calculator $2,232 per paycheck on $75,000
- Illinois Property Tax Calculator 2.08% average rate
Neighboring states
- Indiana Income Tax Calculator $2,183 state tax on $75,000
- Iowa Income Tax Calculator $2,198 state tax on $75,000
- Kentucky Income Tax Calculator $2,507 state tax on $75,000
- Missouri Income Tax Calculator $2,588 state tax on $75,000
- Wisconsin Income Tax Calculator $2,944 state tax on $75,000