2026 federal, state and local taxes
Tennessee Income Tax Calculator (2026)
Tennessee has no state income tax on wages. Estimate your 2026 federal tax, FICA and take-home pay, and see how Tennessee compares with nearby states.
2026 Tax and Take-Home Pay
EstimateTax and Pay Breakdown
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Tennessee) | -$0 | -$0 | -$0 |
| Take-Home Pay | $72,812 | $6,068 | $2,800 |
2026 Federal Tax by Bracket
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
Tennessee Take-Home Pay by Salary, 2026 (Single Filer)
No Pre-Tax Deductions| Gross Annual Salary | Federal Tax | FICA Tax | Tennessee State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $0 | $7,645 | 15.3% | $42,355 |
| $75,000 | $7,670 | $5,738 | $0 | $13,408 | 17.9% | $61,593 |
| $100,000 | $13,170 | $7,650 | $0 | $20,820 | 20.8% | $79,180 |
| $125,000 | $18,734 | $9,563 | $0 | $28,297 | 22.6% | $96,704 |
| $150,000 | $24,734 | $11,475 | $0 | $36,209 | 24.1% | $113,791 |
| $200,000 | $36,734 | $14,339 | $0 | $51,073 | 25.5% | $148,927 |
| $300,000 | $68,134 | $16,689 | $0 | $84,823 | 28.3% | $215,177 |
Tennessee and Its Neighbors
2026 Income Tax| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Virginia | Graduated | 5.75% | $3,498 | $7,254 |
| Georgia | Flat | 4.99% | $3,144 | $6,287 |
| Alabama | Graduated | 5.00% | $3,127 | $6,253 |
| Arkansas | Graduated | 3.90% | $2,712 | $5,512 |
| Missouri | Graduated | 4.70% | $2,588 | $5,356 |
| Kentucky | Flat | 3.50% | $2,507 | $5,132 |
| North Carolina | Flat | 3.99% | $2,484 | $4,968 |
| Mississippi | Flat | 4.00% | $2,268 | $4,936 |
| Tennessee | None | — | $0 | $0 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
State Income Tax Calculators
50 States + D.C.Pick a state to see its 2026 tax rules and results for common salaries or home values.
- Alabama Progressive
- Alaska No Income Tax
- Arizona 2.50% Flat
- Arkansas Progressive
- California Progressive
- Colorado 4.40% Flat
- Connecticut Progressive
- Delaware Progressive
- District of Columbia Progressive
- Florida No Income Tax
- Georgia 4.99% Flat
- Hawaii Progressive
- Idaho 5.30% Flat
- Illinois 4.95% Flat
- Indiana 2.95% Flat
- Iowa 3.80% Flat
- Kansas Progressive
- Kentucky 3.50% Flat
- Louisiana 3.00% Flat
- Maine Progressive
- Maryland Progressive
- Massachusetts Progressive
- Michigan 4.25% Flat
- Minnesota Progressive
- Mississippi 4.00% Flat
- Missouri Progressive
- Montana Progressive
- Nebraska Progressive
- Nevada No Income Tax
- New Hampshire No Income Tax
- New Jersey Progressive
- New Mexico Progressive
- New York Progressive
- North Carolina 3.99% Flat
- North Dakota Progressive
- Ohio 2.75% Flat
- Oklahoma Progressive
- Oregon Progressive
- Pennsylvania 3.07% Flat
- Rhode Island Progressive
- South Carolina Progressive
- South Dakota No Income Tax
- Tennessee No Income Tax
- Texas No Income Tax
- Utah 4.50% Flat
- Vermont Progressive
- Virginia Progressive
- Washington No Income Tax
- West Virginia Progressive
- Wisconsin Progressive
- Wyoming No Income Tax
How This Calculator Works
Tennessee does not tax wages. On your paycheck you owe federal income tax and FICA (Social Security and Medicare) and nothing to the state. The typical state takes about $2,596 from a $75,000 salary, so living here keeps that money in your pocket.
Tennessee collects more in other ways. Tennessee's state rate is 7.00% and local add-ons average 2.61%, for a combined average of 9.61%, the 2nd highest of 51 (50 states and D.C.). Its average property tax rate is 0.55%, 21st of 51, near the middle.
Frequently Asked Questions
How much is $100,000 a year after taxes in Tennessee?
In Tennessee, about $79,180, or $6,598 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and no Tennessee income tax.
What is the top income tax rate in Tennessee?
There isn't one: Tennessee has no income tax on wages.
Does Tennessee tax Social Security and retirement income?
With no income tax, Tennessee does not tax Social Security, pensions or withdrawals from a 401(k) or IRA.
Do neighboring states tax income less than Tennessee?
No. On a $75,000 salary none of Tennessee's neighbors (Alabama, Arkansas, Georgia, Kentucky, Mississippi, Missouri, North Carolina and Virginia) takes less in state income tax.
More for Tennessee
All Tax Calculators →Other Tennessee tax tools
- Tennessee Paycheck Calculator $2,369 per paycheck on $75,000
- Tennessee Property Tax Calculator 0.55% average rate
Neighboring states
- Alabama Income Tax Calculator $3,127 state tax on $75,000
- Arkansas Income Tax Calculator $2,712 state tax on $75,000
- Georgia Income Tax Calculator $3,144 state tax on $75,000
- Kentucky Income Tax Calculator $2,507 state tax on $75,000
- Mississippi Income Tax Calculator $2,268 state tax on $75,000
- Missouri Income Tax Calculator $2,588 state tax on $75,000
- North Carolina Income Tax Calculator $2,484 state tax on $75,000
- Virginia Income Tax Calculator $3,498 state tax on $75,000