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2026 Federal + IN Rules

2026 federal, state and local taxes

Indiana Income Tax Calculator (2026)

Estimate your 2026 Indiana income tax. On $75,000, a single filer pays about $2,183 in state tax, plus federal tax and FICA.

2026 Tax and Take-Home Pay

Estimate
Income After Tax $70,139 $5,845 / month
Total Tax $21,461 Effective Rate: 21.46%
Top Federal Bracket 22.0% State Marginal Rate: 2.95%

Tax and Pay Breakdown

Item Annual Monthly (÷12) Bi-Weekly (÷26)
Gross Income $100,000 $8,333 $3,846
Pre-Tax Deductions (401k + Health/HSA) -$8,400 -$700 -$323
Federal Income Tax (after Credits) -$11,322 -$944 -$435
Social Security Tax (6.2%) -$6,051 -$504 -$233
Medicare Tax (1.45% + 0.9% Additional) -$1,415 -$118 -$54
State Income Tax (Indiana) -$2,673 -$223 -$103
Take-Home Pay $70,139 $5,845 $2,698

2026 Federal Tax by Bracket

Bracket Rate Bracket Range Your Income in Bracket Tax in Bracket
10% $0 – $12,400 $12,400 $1,240
12% $12,400 – $50,400 $38,000 $4,560
22% $50,400 – $105,700 $25,100 $5,522
24% $105,700 – $201,775 $0 $0
32% $201,775 – $256,225 $0 $0
35% $256,225 – $640,600 $0 $0
37% $640,600 – and up $0 $0

Indiana Take-Home Pay by Salary, 2026 (Single Filer)

No Pre-Tax Deductions
Gross Annual Salary Federal Tax FICA Tax Indiana State Tax Total Tax Effective Rate Net Take-Home Pay
$50,000 $3,820 $3,825 $1,446 $9,091 18.2% $40,910
$75,000 $7,670 $5,738 $2,183 $15,591 20.8% $59,410
$100,000 $13,170 $7,650 $2,921 $23,741 23.7% $76,260
$125,000 $18,734 $9,563 $3,658 $31,955 25.6% $93,046
$150,000 $24,734 $11,475 $4,396 $40,605 27.1% $109,396
$200,000 $36,734 $14,339 $5,871 $56,944 28.5% $143,057
$300,000 $68,134 $16,689 $8,821 $93,644 31.2% $206,356

Indiana Income Tax Brackets, 2026

Flat Rate
Rate Single (taxable income) Married Filing Jointly
2.95% $0 and up $0 and up

Rates apply to taxable income, after Indiana's deductions and exemptions. Each rate covers only the income inside its range.

Indiana and Its Neighbors

2026 Income Tax
State Income Tax Top Rate Tax on $75,000 (Single) Tax on $150,000 (Joint)
Illinois Flat 4.95% $3,568 $7,135
Michigan Flat 4.25% $2,937 $5,874
Kentucky Flat 3.50% $2,507 $5,132
Indiana Flat 2.95% $2,183 $4,366
Ohio Flat 2.75% $1,287 $3,304

Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).

State Income Tax Calculators

50 States + D.C.

How This Calculator Works

Indiana has a flat 2.95% income tax. Before the rates apply, Indiana gives a personal exemption of $1,000 per filer.

A single filer earning $75,000 in wages pays about $2,183 in Indiana tax, 2.9% of pay. That is 38th of 51, in the bottom third, and $413 less than the typical state ($2,596). A married couple earning $150,000 pays about $4,366.

Every Indiana county adds its own income tax, generally between about 0.5% and 3%.

Frequently Asked Questions

How much is $100,000 a year after taxes in Indiana?

In Indiana, about $76,260, or $6,355 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $2,921 of Indiana tax.

What is the top income tax rate in Indiana?

Indiana uses one rate, 2.95%, for every taxable dollar, so your top rate and your starting rate are the same.

Does Indiana tax Social Security and retirement income?

Indiana does not tax Social Security, but pensions and 401(k) or IRA withdrawals are taxed like other income.

Do neighboring states tax income less than Indiana?

On a $75,000 salary, Ohio takes less than Indiana, while Illinois, Kentucky and Michigan take more. The table on this page has the amounts.

More for Indiana

All Tax Calculators →

Other Indiana tax tools

Neighboring states