2026 federal, state and local taxes
Estimate your 2026 Indiana income tax. On $75,000, a single filer pays about $2,183 in state tax, plus federal tax and FICA.
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Indiana) | -$2,673 | -$223 | -$103 |
| Take-Home Pay | $70,139 | $5,845 | $2,698 |
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
| Gross Annual Salary | Federal Tax | FICA Tax | Indiana State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,446 | $9,091 | 18.2% | $40,910 |
| $75,000 | $7,670 | $5,738 | $2,183 | $15,591 | 20.8% | $59,410 |
| $100,000 | $13,170 | $7,650 | $2,921 | $23,741 | 23.7% | $76,260 |
| $125,000 | $18,734 | $9,563 | $3,658 | $31,955 | 25.6% | $93,046 |
| $150,000 | $24,734 | $11,475 | $4,396 | $40,605 | 27.1% | $109,396 |
| $200,000 | $36,734 | $14,339 | $5,871 | $56,944 | 28.5% | $143,057 |
| $300,000 | $68,134 | $16,689 | $8,821 | $93,644 | 31.2% | $206,356 |
| Rate | Single (taxable income) | Married Filing Jointly |
|---|---|---|
| 2.95% | $0 and up | $0 and up |
Rates apply to taxable income, after Indiana's deductions and exemptions. Each rate covers only the income inside its range.
| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Illinois | Flat | 4.95% | $3,568 | $7,135 |
| Michigan | Flat | 4.25% | $2,937 | $5,874 |
| Kentucky | Flat | 3.50% | $2,507 | $5,132 |
| Indiana | Flat | 2.95% | $2,183 | $4,366 |
| Ohio | Flat | 2.75% | $1,287 | $3,304 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
Pick a state to see its 2026 tax rules and results for common salaries or home values.
Indiana has a flat 2.95% income tax. Before the rates apply, Indiana gives a personal exemption of $1,000 per filer.
A single filer earning $75,000 in wages pays about $2,183 in Indiana tax, 2.9% of pay. That is 38th of 51, in the bottom third, and $413 less than the typical state ($2,596). A married couple earning $150,000 pays about $4,366.
Every Indiana county adds its own income tax, generally between about 0.5% and 3%.
In Indiana, about $76,260, or $6,355 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $2,921 of Indiana tax.
Indiana uses one rate, 2.95%, for every taxable dollar, so your top rate and your starting rate are the same.
Indiana does not tax Social Security, but pensions and 401(k) or IRA withdrawals are taxed like other income.
On a $75,000 salary, Ohio takes less than Indiana, while Illinois, Kentucky and Michigan take more. The table on this page has the amounts.