2026 federal, state and local taxes
Estimate your 2026 Texas property tax. At the state's 1.60% average rate, a $305,000 home pays about $4,880 a year.
| Home Value | TX Effective Rate | Annual Property Tax | Monthly Escrow | At the U.S. Average (0.90%) |
|---|---|---|---|---|
| $250,000 | 1.60% | $4,000 | $333 | $2,250 |
| $350,000 | 1.60% | $5,600 | $467 | $3,150 |
| $500,000 | 1.60% | $8,000 | $667 | $4,500 |
| $650,000 | 1.60% | $10,400 | $867 | $5,850 |
| $800,000 | 1.60% | $12,800 | $1,067 | $7,200 |
| $1,000,000 | 1.60% | $16,000 | $1,333 | $9,000 |
| State | Average Rate | Typical Home | Bill on Typical Home | Bill on $350,000 |
|---|---|---|---|---|
| Texas | 1.60% | $305,000 | $4,880 | $5,600 |
| Oklahoma | 0.82% | $205,000 | $1,681 | $2,870 |
| New Mexico | 0.67% | $300,000 | $2,010 | $2,345 |
| Arkansas | 0.57% | $205,000 | $1,169 | $1,995 |
| Louisiana | 0.55% | $205,000 | $1,128 | $1,925 |
Statewide average effective rates; local rates vary a lot within each state.
Pick a state to see its 2026 tax rules and results for common salaries or home values.
Texas's average effective property tax rate is 1.60% of a home's value each year, the 2nd highest of 51 (50 states and D.C.). On the state's typical home, worth about $305,000, that comes to roughly $4,880 a year, or $407 a month in escrow.
Because home prices differ so much, the yearly bill ranks differently from the rate: Texas's bill on a typical home is the 11th largest of 51, in the top third. On a $350,000 home it would be about $5,600.
Of Texas's neighbors, Louisiana (0.55%), Arkansas (0.57%), New Mexico (0.67%) and Oklahoma (0.82%) have a lower average rate; the table below lists them all.
These are Texas averages; your county, city and school district set the actual bill.
About $4,800 a year ($400 a month) at Texas's 1.60% average rate. A $500,000 house would pay about $8,000.
Yes. Texas's average rate of 1.60% is the 2nd highest of 51 (50 states and D.C.).
Texas's state rate is 6.25% and local add-ons average 1.95%, for a combined average of 8.20%, the 14th highest of 51, in the top third.