2026 federal, state and local taxes
South Dakota has no state income tax on wages. Estimate your 2026 federal tax, FICA and take-home pay, and see how South Dakota compares with nearby states.
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (South Dakota) | -$0 | -$0 | -$0 |
| Take-Home Pay | $72,812 | $6,068 | $2,800 |
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
| Gross Annual Salary | Federal Tax | FICA Tax | South Dakota State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $0 | $7,645 | 15.3% | $42,355 |
| $75,000 | $7,670 | $5,738 | $0 | $13,408 | 17.9% | $61,593 |
| $100,000 | $13,170 | $7,650 | $0 | $20,820 | 20.8% | $79,180 |
| $125,000 | $18,734 | $9,563 | $0 | $28,297 | 22.6% | $96,704 |
| $150,000 | $24,734 | $11,475 | $0 | $36,209 | 24.1% | $113,791 |
| $200,000 | $36,734 | $14,339 | $0 | $51,073 | 25.5% | $148,927 |
| $300,000 | $68,134 | $16,689 | $0 | $84,823 | 28.3% | $215,177 |
| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Minnesota | Graduated | 9.85% | $3,577 | $7,413 |
| Montana | Graduated | 5.65% | $2,877 | $5,753 |
| Nebraska | Graduated | 4.55% | $2,533 | $5,066 |
| Iowa | Flat | 3.80% | $2,198 | $4,396 |
| North Dakota | Graduated | 2.50% | $203 | $718 |
| South Dakota | None | — | $0 | $0 |
| Wyoming | None | — | $0 | $0 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
Pick a state to see its 2026 tax rules and results for common salaries or home values.
South Dakota does not tax wages. On your paycheck you owe federal income tax and FICA (Social Security and Medicare) and nothing to the state. The typical state takes about $2,596 from a $75,000 salary, so living here keeps that money in your pocket.
South Dakota collects more in other ways. South Dakota's state rate is 4.20% and local add-ons average 1.91%, for a combined average of 6.11%, 36th of 51, in the bottom third. Its average property tax rate is 1.08%, the 8th highest of 51 (50 states and D.C.).
In South Dakota, about $79,180, or $6,598 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and no South Dakota income tax.
There isn't one: South Dakota has no income tax on wages.
With no income tax, South Dakota does not tax Social Security, pensions or withdrawals from a 401(k) or IRA.
No. On a $75,000 salary none of South Dakota's neighbors (Iowa, Minnesota, Montana, Nebraska, North Dakota and Wyoming) takes less in state income tax.