2026 federal, state and local taxes
Maryland Income Tax Calculator (2026)
Estimate your 2026 Maryland income tax. On $75,000, a single filer pays about $5,252 in state tax, plus federal tax and FICA.
2026 Tax and Take-Home Pay
EstimateTax and Pay Breakdown
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Maryland) | -$3,987 | -$332 | -$153 |
| Local / County Income Tax | -$2,552 | -$213 | -$98 |
| Take-Home Pay | $66,273 | $5,523 | $2,549 |
2026 Federal Tax by Bracket
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
Maryland Take-Home Pay by Salary, 2026 (Single Filer)
No Pre-Tax Deductions| Gross Annual Salary | Federal Tax | FICA Tax | Maryland State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $2,011 | $10,960 | 21.9% | $39,040 |
| $75,000 | $7,670 | $5,738 | $3,199 | $18,660 | 24.9% | $56,340 |
| $100,000 | $13,170 | $7,650 | $4,386 | $28,010 | 28.0% | $71,990 |
| $125,000 | $18,734 | $9,563 | $5,700 | $37,598 | 30.1% | $87,402 |
| $150,000 | $24,734 | $11,475 | $7,042 | $47,627 | 31.8% | $102,373 |
| $200,000 | $36,734 | $14,339 | $9,826 | $66,798 | 33.4% | $133,202 |
| $300,000 | $68,134 | $16,689 | $15,442 | $109,165 | 36.4% | $190,835 |
Maryland Income Tax Brackets, 2026
10 Rates| Rate | Single (taxable income) | Married Filing Jointly |
|---|---|---|
| 2.00% | $0 – $1,000 | $0 – $1,000 |
| 3.00% | $1,000 – $2,000 | $1,000 – $2,000 |
| 4.00% | $2,000 – $3,000 | $2,000 – $3,000 |
| 4.75% | $3,000 – $100,000 | $3,000 – $150,000 |
| 5.00% | $100,000 – $125,000 | $150,000 – $175,000 |
| 5.25% | $125,000 – $150,000 | $175,000 – $225,000 |
| 5.50% | $150,000 – $250,000 | $225,000 – $300,000 |
| 5.75% | $250,000 – $500,000 | $300,000 – $600,000 |
| 6.25% | $500,000 – $1,000,000 | $600,000 – $1,200,000 |
| 6.50% | $1,000,000 and up | $1,200,000 and up |
Rates apply to taxable income, after Maryland's deductions and exemptions. Each rate covers only the income inside its range.
Maryland and Its Neighbors
2026 Income Tax| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Maryland | Graduated | 6.50% | $5,252 | $10,557 |
| Delaware | Graduated | 6.60% | $3,609 | $8,235 |
| Virginia | Graduated | 5.75% | $3,498 | $7,254 |
| District of Columbia | Graduated | 10.75% | $3,429 | $8,413 |
| West Virginia | Graduated | 4.82% | $2,680 | $6,199 |
| Pennsylvania | Flat | 3.07% | $2,303 | $4,605 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
State Income Tax Calculators
50 States + D.C.Pick a state to see its 2026 tax rules and results for common salaries or home values.
- Alabama Progressive
- Alaska No Income Tax
- Arizona 2.50% Flat
- Arkansas Progressive
- California Progressive
- Colorado 4.40% Flat
- Connecticut Progressive
- Delaware Progressive
- District of Columbia Progressive
- Florida No Income Tax
- Georgia 4.99% Flat
- Hawaii Progressive
- Idaho 5.30% Flat
- Illinois 4.95% Flat
- Indiana 2.95% Flat
- Iowa 3.80% Flat
- Kansas Progressive
- Kentucky 3.50% Flat
- Louisiana 3.00% Flat
- Maine Progressive
- Maryland Progressive
- Massachusetts Progressive
- Michigan 4.25% Flat
- Minnesota Progressive
- Mississippi 4.00% Flat
- Missouri Progressive
- Montana Progressive
- Nebraska Progressive
- Nevada No Income Tax
- New Hampshire No Income Tax
- New Jersey Progressive
- New Mexico Progressive
- New York Progressive
- North Carolina 3.99% Flat
- North Dakota Progressive
- Ohio 2.75% Flat
- Oklahoma Progressive
- Oregon Progressive
- Pennsylvania 3.07% Flat
- Rhode Island Progressive
- South Carolina Progressive
- South Dakota No Income Tax
- Tennessee No Income Tax
- Texas No Income Tax
- Utah 4.50% Flat
- Vermont Progressive
- Virginia Progressive
- Washington No Income Tax
- West Virginia Progressive
- Wisconsin Progressive
- Wyoming No Income Tax
How This Calculator Works
Maryland has a graduated income tax with 10 rates, from 2.00% up to 6.50%, which starts at $1,000,000 of taxable income for single filers and $1,200,000 for married couples filing jointly. Before the rates apply, Maryland gives a standard deduction of $3,350 ($6,700 for married couples filing jointly) and a personal exemption of $3,200 per filer.
A single filer earning $75,000 in wages pays about $5,252 in Maryland tax including the county tax, 7.0% of pay. That is the 2nd highest of 51 (50 states and D.C.), and $2,656 more than the typical state ($2,596). A married couple earning $150,000 pays about $10,557.
Maryland’s personal exemption shrinks at higher incomes, and long-term gains face an extra 2% when income tops $350,000. Every Maryland county (and Baltimore City) adds an income tax of roughly 2.25% to 3.3%; the calculator starts at 3%.
Frequently Asked Questions
How much is $100,000 a year after taxes in Maryland?
In Maryland, about $71,990, or $5,999 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $7,190 of Maryland tax.
What is the top income tax rate in Maryland?
Maryland's top rate is 6.50%, on taxable income above $1,000,000 for single filers and $1,200,000 for married couples filing jointly. Only the income above that line pays the top rate.
Does Maryland tax Social Security and retirement income?
Maryland does not tax Social Security, and it lets retirees exclude up to about $36,200 of pension and retirement-account income (age and income rules apply).
Do neighboring states tax income less than Maryland?
On a $75,000 salary, Delaware, Pennsylvania, Virginia, West Virginia and the District of Columbia take less than Maryland. The table on this page has the amounts.
More for Maryland
All Tax Calculators →Other Maryland tax tools
- Maryland Paycheck Calculator $2,167 per paycheck on $75,000
- Maryland Property Tax Calculator 1.00% average rate
Neighboring states
- Delaware Income Tax Calculator $3,609 state tax on $75,000
- Pennsylvania Income Tax Calculator $2,303 state tax on $75,000
- Virginia Income Tax Calculator $3,498 state tax on $75,000
- West Virginia Income Tax Calculator $2,680 state tax on $75,000
- District of Columbia Income Tax Calculator $3,429 state tax on $75,000