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2026 Federal + MN Rules

2026 federal, state and local taxes

Minnesota Income Tax Calculator (2026)

Estimate your 2026 Minnesota income tax. On $75,000, a single filer pays about $3,577 in state tax, plus federal tax and FICA.

2026 Tax and Take-Home Pay

Estimate
Income After Tax $68,106 $5,676 / month
Total Tax $23,494 Effective Rate: 23.49%
Top Federal Bracket 22.0% State Marginal Rate: 6.80%

Tax and Pay Breakdown

Item Annual Monthly (÷12) Bi-Weekly (÷26)
Gross Income $100,000 $8,333 $3,846
Pre-Tax Deductions (401k + Health/HSA) -$8,400 -$700 -$323
Federal Income Tax (after Credits) -$11,322 -$944 -$435
Social Security Tax (6.2%) -$6,051 -$504 -$233
Medicare Tax (1.45% + 0.9% Additional) -$1,415 -$118 -$54
State Income Tax (Minnesota) -$4,705 -$392 -$181
Take-Home Pay $68,106 $5,676 $2,619

2026 Federal Tax by Bracket

Bracket Rate Bracket Range Your Income in Bracket Tax in Bracket
10% $0 – $12,400 $12,400 $1,240
12% $12,400 – $50,400 $38,000 $4,560
22% $50,400 – $105,700 $25,100 $5,522
24% $105,700 – $201,775 $0 $0
32% $201,775 – $256,225 $0 $0
35% $256,225 – $640,600 $0 $0
37% $640,600 – and up $0 $0

Minnesota Take-Home Pay by Salary, 2026 (Single Filer)

No Pre-Tax Deductions
Gross Annual Salary Federal Tax FICA Tax Minnesota State Tax Total Tax Effective Rate Net Take-Home Pay
$50,000 $3,820 $3,825 $1,877 $9,522 19.0% $40,478
$75,000 $7,670 $5,738 $3,577 $16,984 22.6% $58,016
$100,000 $13,170 $7,650 $5,277 $26,097 26.1% $73,903
$125,000 $18,734 $9,563 $6,979 $35,276 28.2% $89,724
$150,000 $24,734 $11,475 $8,942 $45,151 30.1% $104,849
$200,000 $36,734 $14,339 $12,867 $63,940 32.0% $136,060
$300,000 $68,134 $16,689 $22,512 $107,335 35.8% $192,665

Minnesota Income Tax Brackets, 2026

4 Rates
Rate Single (taxable income) Married Filing Jointly
5.35% $0 – $33,310 $0 – $48,700
6.80% $33,310 – $109,430 $48,700 – $193,480
7.85% $109,430 – $203,150 $193,480 – $337,930
9.85% $203,150 and up $337,930 and up

Rates apply to taxable income, after Minnesota's deductions and exemptions. Each rate covers only the income inside its range.

Minnesota and Its Neighbors

2026 Income Tax
State Income Tax Top Rate Tax on $75,000 (Single) Tax on $150,000 (Joint)
Minnesota Graduated 9.85% $3,577 $7,413
Wisconsin Graduated 7.65% $2,944 $6,970
Iowa Flat 3.80% $2,198 $4,396
North Dakota Graduated 2.50% $203 $718
South Dakota None — $0 $0

Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).

State Income Tax Calculators

50 States + D.C.

How This Calculator Works

Minnesota has a graduated income tax with 4 rates, from 5.35% up to 9.85%, which starts at $203,150 of taxable income for single filers and $337,930 for married couples filing jointly. Before the rates apply, Minnesota gives a standard deduction of $15,300 ($30,600 for married couples filing jointly).

A single filer earning $75,000 in wages pays about $3,577 in Minnesota tax, 4.8% of pay. That is the 6th highest of 51 (50 states and D.C.), and $981 more than the typical state ($2,596). A married couple earning $150,000 pays about $7,413.

Minnesota’s standard deduction shrinks at high incomes, and investment income over $1 million pays an extra 1%.

Frequently Asked Questions

How much is $100,000 a year after taxes in Minnesota?

In Minnesota, about $73,903, or $6,159 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $5,277 of Minnesota tax.

What is the top income tax rate in Minnesota?

Minnesota's top rate is 9.85%, on taxable income above $203,150 for single filers and $337,930 for married couples filing jointly. Only the income above that line pays the top rate.

Does Minnesota tax Social Security and retirement income?

Minnesota taxes Social Security only above an income limit, with a partial break above that, but pensions and 401(k) or IRA withdrawals are taxed like other income.

Do neighboring states tax income less than Minnesota?

On a $75,000 salary, Iowa, North Dakota, South Dakota and Wisconsin take less than Minnesota. The table on this page has the amounts.

More for Minnesota

All Tax Calculators →

Other Minnesota tax tools

Neighboring states