2026 federal, state and local taxes
Estimate your 2026 Minnesota income tax. On $75,000, a single filer pays about $3,577 in state tax, plus federal tax and FICA.
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Minnesota) | -$4,705 | -$392 | -$181 |
| Take-Home Pay | $68,106 | $5,676 | $2,619 |
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
| Gross Annual Salary | Federal Tax | FICA Tax | Minnesota State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,877 | $9,522 | 19.0% | $40,478 |
| $75,000 | $7,670 | $5,738 | $3,577 | $16,984 | 22.6% | $58,016 |
| $100,000 | $13,170 | $7,650 | $5,277 | $26,097 | 26.1% | $73,903 |
| $125,000 | $18,734 | $9,563 | $6,979 | $35,276 | 28.2% | $89,724 |
| $150,000 | $24,734 | $11,475 | $8,942 | $45,151 | 30.1% | $104,849 |
| $200,000 | $36,734 | $14,339 | $12,867 | $63,940 | 32.0% | $136,060 |
| $300,000 | $68,134 | $16,689 | $22,512 | $107,335 | 35.8% | $192,665 |
| Rate | Single (taxable income) | Married Filing Jointly |
|---|---|---|
| 5.35% | $0 – $33,310 | $0 – $48,700 |
| 6.80% | $33,310 – $109,430 | $48,700 – $193,480 |
| 7.85% | $109,430 – $203,150 | $193,480 – $337,930 |
| 9.85% | $203,150 and up | $337,930 and up |
Rates apply to taxable income, after Minnesota's deductions and exemptions. Each rate covers only the income inside its range.
| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Minnesota | Graduated | 9.85% | $3,577 | $7,413 |
| Wisconsin | Graduated | 7.65% | $2,944 | $6,970 |
| Iowa | Flat | 3.80% | $2,198 | $4,396 |
| North Dakota | Graduated | 2.50% | $203 | $718 |
| South Dakota | None | — | $0 | $0 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
Pick a state to see its 2026 tax rules and results for common salaries or home values.
Minnesota has a graduated income tax with 4 rates, from 5.35% up to 9.85%, which starts at $203,150 of taxable income for single filers and $337,930 for married couples filing jointly. Before the rates apply, Minnesota gives a standard deduction of $15,300 ($30,600 for married couples filing jointly).
A single filer earning $75,000 in wages pays about $3,577 in Minnesota tax, 4.8% of pay. That is the 6th highest of 51 (50 states and D.C.), and $981 more than the typical state ($2,596). A married couple earning $150,000 pays about $7,413.
Minnesota’s standard deduction shrinks at high incomes, and investment income over $1 million pays an extra 1%.
In Minnesota, about $73,903, or $6,159 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $5,277 of Minnesota tax.
Minnesota's top rate is 9.85%, on taxable income above $203,150 for single filers and $337,930 for married couples filing jointly. Only the income above that line pays the top rate.
Minnesota taxes Social Security only above an income limit, with a partial break above that, but pensions and 401(k) or IRA withdrawals are taxed like other income.
On a $75,000 salary, Iowa, North Dakota, South Dakota and Wisconsin take less than Minnesota. The table on this page has the amounts.