2026 federal, state and local taxes
Estimate your 2026 Alabama income tax. On $75,000, a single filer pays about $3,127 in state tax, plus federal tax and FICA.
| Item | Annual | Monthly (÷12) | Bi-Weekly (÷26) |
|---|---|---|---|
| Gross Income | $100,000 | $8,333 | $3,846 |
| Pre-Tax Deductions (401k + Health/HSA) | -$8,400 | -$700 | -$323 |
| Federal Income Tax (after Credits) | -$11,322 | -$944 | -$435 |
| Social Security Tax (6.2%) | -$6,051 | -$504 | -$233 |
| Medicare Tax (1.45% + 0.9% Additional) | -$1,415 | -$118 | -$54 |
| State Income Tax (Alabama) | -$3,774 | -$314 | -$145 |
| Take-Home Pay | $69,038 | $5,753 | $2,655 |
| Bracket Rate | Bracket Range | Your Income in Bracket | Tax in Bracket |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $25,100 | $5,522 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
| Gross Annual Salary | Federal Tax | FICA Tax | Alabama State Tax | Total Tax | Effective Rate | Net Take-Home Pay |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $2,069 | $9,714 | 19.4% | $40,286 |
| $75,000 | $7,670 | $5,738 | $3,127 | $16,534 | 22.0% | $58,466 |
| $100,000 | $13,170 | $7,650 | $4,102 | $24,922 | 24.9% | $75,079 |
| $125,000 | $18,734 | $9,563 | $5,073 | $33,370 | 26.7% | $91,630 |
| $150,000 | $24,734 | $11,475 | $6,023 | $42,232 | 28.2% | $107,768 |
| $200,000 | $36,734 | $14,339 | $7,923 | $58,996 | 29.5% | $141,004 |
| $300,000 | $68,134 | $16,689 | $11,353 | $96,177 | 32.1% | $203,823 |
| Rate | Single (taxable income) | Married Filing Jointly |
|---|---|---|
| 2.00% | $0 – $500 | $0 – $1,000 |
| 4.00% | $500 – $3,000 | $1,000 – $6,000 |
| 5.00% | $3,000 and up | $6,000 and up |
Rates apply to taxable income, after Alabama's deductions and exemptions. Each rate covers only the income inside its range.
| State | Income Tax | Top Rate | Tax on $75,000 (Single) | Tax on $150,000 (Joint) |
|---|---|---|---|---|
| Georgia | Flat | 4.99% | $3,144 | $6,287 |
| Alabama | Graduated | 5.00% | $3,127 | $6,253 |
| Mississippi | Flat | 4.00% | $2,268 | $4,936 |
| Florida | None | — | $0 | $0 |
| Tennessee | None | — | $0 | $0 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
Pick a state to see its 2026 tax rules and results for common salaries or home values.
Alabama has a graduated income tax with 3 rates, from 2.00% up to 5.00%, which starts at $3,000 of taxable income for single filers and $6,000 for married couples filing jointly. Before the rates apply, Alabama gives a standard deduction of $3,000 ($8,500 for married couples filing jointly) and a personal exemption of $1,500 per filer.
A single filer earning $75,000 in wages pays about $3,127 in Alabama tax, 4.2% of pay. That is the 17th highest of 51, in the top third, and $531 more than the typical state ($2,596). A married couple earning $150,000 pays about $6,253.
Alabama lets you deduct the federal income tax you paid, and its standard deduction shrinks as income rises. A few cities, such as Birmingham, charge a small occupational tax on wages earned there.
In Alabama, about $75,079, or $6,257 a month, for a single filer with no pre-tax deductions. That is after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $4,102 of Alabama tax.
Alabama's top rate is 5.00%, on taxable income above $3,000 for single filers and $6,000 for married couples filing jointly. Only the income above that line pays the top rate.
Alabama does not tax Social Security, and it lets retirees exclude up to about $6,000 of pension and retirement-account income (age and income rules apply).
On a $75,000 salary, Florida, Mississippi and Tennessee take less than Alabama, while Georgia takes more. The table on this page has the amounts.