2026 federal, state and local taxes
Property Tax Calculator (2026)
Estimate your 2026 property tax from your home value and any homestead exemption, with the average rate for every state.
Your Estimated Property Tax
EscrowTexas Property Tax by Home Value
| Home Value | TX Effective Rate | Annual Property Tax | Monthly Escrow | At the U.S. Average (0.90%) |
|---|---|---|---|---|
| $250,000 | 1.60% | $4,000 | $333 | $2,250 |
| $350,000 | 1.60% | $5,600 | $467 | $3,150 |
| $500,000 | 1.60% | $8,000 | $667 | $4,500 |
| $650,000 | 1.60% | $10,400 | $867 | $5,850 |
| $800,000 | 1.60% | $12,800 | $1,067 | $7,200 |
| $1,000,000 | 1.60% | $16,000 | $1,333 | $9,000 |
Property Tax Rates in Every State
50 States + D.C.| # | State | Average Rate | Typical Home | Bill on Typical Home |
|---|---|---|---|---|
| 1 | New Jersey | 2.23% | $515,000 | $11,485 |
| 2 | Illinois | 2.08% | $265,000 | $5,512 |
| 3 | Connecticut | 1.96% | $405,000 | $7,938 |
| 4 | New Hampshire | 1.77% | $470,000 | $8,319 |
| 5 | Vermont | 1.71% | $380,000 | $6,498 |
| 6 | New York | 1.60% | $460,000 | $7,360 |
| 7 | Texas | 1.60% | $305,000 | $4,880 |
| 8 | Nebraska | 1.54% | $260,000 | $4,004 |
| 9 | Wisconsin | 1.51% | $295,000 | $4,455 |
| 10 | Iowa | 1.43% | $215,000 | $3,075 |
| 11 | Ohio | 1.41% | $230,000 | $3,243 |
| 12 | Pennsylvania | 1.35% | $270,000 | $3,645 |
| 13 | Kansas | 1.33% | $230,000 | $3,059 |
| 14 | Michigan | 1.32% | $245,000 | $3,234 |
| 15 | Rhode Island | 1.23% | $455,000 | $5,597 |
| 16 | Alaska | 1.16% | $355,000 | $4,118 |
| 17 | Massachusetts | 1.12% | $615,000 | $6,888 |
| 18 | Maine | 1.10% | $390,000 | $4,290 |
| 19 | South Dakota | 1.08% | $295,000 | $3,186 |
| 20 | Minnesota | 1.05% | $335,000 | $3,518 |
| 21 | Maryland | 1.00% | $420,000 | $4,200 |
| 22 | North Dakota | 0.98% | $260,000 | $2,548 |
| 23 | Missouri | 0.88% | $250,000 | $2,200 |
| 24 | Oregon | 0.86% | $500,000 | $4,300 |
| 25 | Washington | 0.84% | $590,000 | $4,956 |
| 26 | Oklahoma | 0.82% | $205,000 | $1,681 |
| 27 | Georgia | 0.81% | $335,000 | $2,714 |
| 28 | Florida | 0.80% | $410,000 | $3,280 |
| 29 | Indiana | 0.77% | $240,000 | $1,848 |
| 30 | Kentucky | 0.77% | $210,000 | $1,617 |
| 31 | Mississippi | 0.74% | $180,000 | $1,332 |
| 32 | Montana | 0.74% | $450,000 | $3,330 |
| 33 | Virginia | 0.74% | $390,000 | $2,886 |
| 34 | California | 0.71% | $785,000 | $5,574 |
| 35 | North Carolina | 0.70% | $330,000 | $2,310 |
| 36 | New Mexico | 0.67% | $300,000 | $2,010 |
| 37 | Arkansas | 0.57% | $205,000 | $1,169 |
| 38 | District of Columbia | 0.57% | $635,000 | $3,620 |
| 39 | Arizona | 0.56% | $430,000 | $2,408 |
| 40 | Wyoming | 0.56% | $340,000 | $1,904 |
| 41 | Louisiana | 0.55% | $205,000 | $1,128 |
| 42 | Tennessee | 0.55% | $320,000 | $1,760 |
| 43 | West Virginia | 0.54% | $165,000 | $891 |
| 44 | Delaware | 0.53% | $385,000 | $2,041 |
| 45 | Idaho | 0.53% | $455,000 | $2,412 |
| 46 | Utah | 0.52% | $515,000 | $2,678 |
| 47 | South Carolina | 0.51% | $295,000 | $1,505 |
| 48 | Colorado | 0.49% | $550,000 | $2,695 |
| 49 | Nevada | 0.49% | $445,000 | $2,181 |
| 50 | Alabama | 0.39% | $226,000 | $881 |
| 51 | Hawaii | 0.27% | $850,000 | $2,295 |
Statewide average effective rates and typical home values; your county, city and school district set your actual bill.
How This Calculator Works
This calculator estimates your yearly property tax and the monthly amount a lender would collect in escrow. Pick your state and enter your home's value; it applies that state's average effective rate, which ranges from well under 0.5% to more than 2% across the country, against about 0.90% for the U.S. as a whole.
Property tax is set locally. Your county, city and school district each levy a rate on your home's assessed value, and exemptions such as a homestead exemption lower the taxable amount. The state average is a good first estimate; your assessment notice gives the real number.
Frequently Asked Questions
Which states have the highest property taxes?
By average effective rate: New Jersey (2.23%), Illinois (2.08%) and Connecticut (1.96%).
Which states have the lowest property taxes?
Hawaii (0.27%), Alabama (0.39%) and Nevada (0.49%). Low rates often come with higher sales or income taxes, so look at the whole picture.
How is property tax calculated?
The local assessor values your home, exemptions such as a homestead exemption come off, and the rest is multiplied by the combined rate of your county, city and school district. This calculator uses each state’s average effective rate instead.