2026 federal, state and local taxes
Estimate your 2026 take-home pay in Maryland. A $75,000 salary paid every two weeks nets about $2,167 per paycheck after federal, FICA and state tax.
| Line Item | Per Paycheck | Annual Total | % of Gross |
|---|---|---|---|
| Gross Pay | $3,654 | $95,000 | 100.0% |
| 401(k) / Retirement Deferral (Pre-Tax) | -$219 | -$5,700 | 6.0% |
| Health Insurance & HSA/FSA (Pre-Tax) | -$160 | -$4,160 | 4.4% |
| Federal Income Tax Withholding | -$381 | -$9,901 | 10.4% |
| Social Security (6.2%) | -$217 | -$5,632 | 5.9% |
| Medicare (1.45% + Additional) | -$51 | -$1,317 | 1.4% |
| Maryland State Income Tax | -$142 | -$3,681 | 3.9% |
| Net Take-Home Paycheck | $2,394 | $62,252 | 65.5% |
| Annual Salary | Bi-Weekly Gross | 401(k) (6%) | Federal + FICA | MD State Tax | Net Bi-Weekly Paycheck |
|---|---|---|---|---|---|
| $45,000 | $1,731 | -$104 | -$244 | -$63 | $1,279 |
| $65,000 | $2,500 | -$150 | -$389 | -$98 | $1,800 |
| $85,000 | $3,269 | -$196 | -$587 | -$132 | $2,270 |
| $100,000 | $3,846 | -$231 | -$750 | -$158 | $2,607 |
| $130,000 | $5,000 | -$300 | -$1,077 | -$214 | $3,274 |
| $175,000 | $6,731 | -$404 | -$1,600 | -$303 | $4,238 |
| $250,000 | $9,615 | -$577 | -$2,385 | -$452 | $5,934 |
| State | State Tax per Paycheck | Take-Home per Paycheck | Take-Home per Year |
|---|---|---|---|
| Pennsylvania | $89 | $2,280 | $59,290 |
| West Virginia | $103 | $2,266 | $58,912 |
| District of Columbia | $132 | $2,237 | $58,164 |
| Virginia | $135 | $2,234 | $58,094 |
| Delaware | $139 | $2,230 | $57,984 |
| Maryland | $202 | $2,167 | $56,340 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
Pick a state to see its 2026 tax rules and results for common salaries or home values.
On a $75,000 salary paid every two weeks, each Maryland paycheck starts at $2,885. About $295 goes to federal income tax, $221 to Social Security and Medicare and $202 to Maryland and county income tax, leaving about $2,167 before any 401(k), insurance or other deductions.
That state withholding is the 2nd highest of 51 (50 states and D.C.), $102 more than the typical state per paycheck ($2,656 over a year).
Among neighboring states, Pennsylvania leaves the most: about $2,280 per paycheck on the same salary, $113 more than Maryland. Where you pay income tax depends mainly on where you live and work, so check the rules before moving across a state line.
Every Maryland county (and Baltimore City) adds an income tax of roughly 2.25% to 3.3%; the calculator starts at 3%. Enter your local rate in the calculator if it applies to you.
A real Maryland pay stub can differ a little from these figures, because the estimate spreads the year's tax evenly across your paychecks instead of using your employer's withholding tables.
In Maryland, about $2,167 every two weeks (26 paychecks) or $2,348 twice a month (24 paychecks) for a single filer, before 401(k) and insurance deductions.
For a single filer paid every two weeks: about $127 on $50k, $277 on $100k and $439 on $150k a year in salary. The share rises with pay because Maryland's rates are graduated.
Working full time in Maryland (2,080 hours, $52,000 a year), you take home about $779 a week, or $40,492 a year, for a single filer with no pre-tax deductions.
Every Maryland county (and Baltimore City) adds an income tax of roughly 2.25% to 3.3%; the calculator starts at 3%. This calculator does not know your city, so add its rate in the Local field.