2026 federal, state and local taxes
Estimate your 2026 take-home pay in Iowa. A $75,000 salary paid every two weeks nets about $2,284 per paycheck after federal, FICA and state tax.
| Line Item | Per Paycheck | Annual Total | % of Gross |
|---|---|---|---|
| Gross Pay | $3,654 | $95,000 | 100.0% |
| 401(k) / Retirement Deferral (Pre-Tax) | -$219 | -$5,700 | 6.0% |
| Health Insurance & HSA/FSA (Pre-Tax) | -$160 | -$4,160 | 4.4% |
| Federal Income Tax Withholding | -$381 | -$9,901 | 10.4% |
| Social Security (6.2%) | -$217 | -$5,632 | 5.9% |
| Medicare (1.45% + Additional) | -$51 | -$1,317 | 1.4% |
| Iowa State Income Tax | -$99 | -$2,584 | 2.7% |
| Net Take-Home Paycheck | $2,527 | $65,706 | 69.2% |
| Annual Salary | Bi-Weekly Gross | 401(k) (6%) | Federal + FICA | IA State Tax | Net Bi-Weekly Paycheck |
|---|---|---|---|---|---|
| $45,000 | $1,731 | -$104 | -$244 | -$37 | $1,346 |
| $65,000 | $2,500 | -$150 | -$389 | -$64 | $1,896 |
| $85,000 | $3,269 | -$196 | -$587 | -$92 | $2,395 |
| $100,000 | $3,846 | -$231 | -$750 | -$112 | $2,753 |
| $130,000 | $5,000 | -$300 | -$1,077 | -$154 | $3,469 |
| $175,000 | $6,731 | -$404 | -$1,600 | -$215 | $4,512 |
| $250,000 | $9,615 | -$577 | -$2,385 | -$318 | $6,335 |
| State | State Tax per Paycheck | Take-Home per Paycheck | Take-Home per Year |
|---|---|---|---|
| South Dakota | $0 | $2,369 | $61,593 |
| Iowa | $85 | $2,284 | $59,394 |
| Nebraska | $97 | $2,272 | $59,060 |
| Missouri | $100 | $2,269 | $59,005 |
| Wisconsin | $113 | $2,256 | $58,649 |
| Illinois | $137 | $2,232 | $58,025 |
| Minnesota | $138 | $2,231 | $58,016 |
Single filer, wages only, no pre-tax deductions, 2026 rules. County taxes are included where every resident pays one (Maryland).
Pick a state to see its 2026 tax rules and results for common salaries or home values.
On a $75,000 salary paid every two weeks, each Iowa paycheck starts at $2,885. About $295 goes to federal income tax, $221 to Social Security and Medicare and $85 to Iowa income tax, leaving about $2,284 before any 401(k), insurance or other deductions.
That state withholding is 36th of 51, in the bottom third, $15 less than the typical state per paycheck ($398 over a year).
Among neighboring states, South Dakota leaves the most: about $2,369 per paycheck on the same salary, $85 more than Iowa. Where you pay income tax depends mainly on where you live and work, so check the rules before moving across a state line.
Many school districts add a surtax figured as a percentage of your Iowa income tax. Enter your local rate in the calculator if it applies to you.
A real Iowa pay stub can differ a little from these figures, because the estimate spreads the year's tax evenly across your paychecks instead of using your employer's withholding tables.
In Iowa, about $2,284 every two weeks (26 paychecks) or $2,475 twice a month (24 paychecks) for a single filer, before 401(k) and insurance deductions.
For a single filer paid every two weeks: about $48 on $50k, $121 on $100k and $194 on $150k a year in salary. Iowa's flat rate means the share grows only slowly with pay.
Working full time in Iowa (2,080 hours, $52,000 a year), you take home about $820 a week, or $42,638 a year, for a single filer with no pre-tax deductions.
Many school districts add a surtax figured as a percentage of your Iowa income tax. This calculator does not know your city, so add its rate in the Local field.