2026 federal, state and local taxes
Estimate your 2026 Kentucky property tax. At the state's 0.77% average rate, a $210,000 home pays about $1,617 a year.
| Home Value | KY Effective Rate | Annual Property Tax | Monthly Escrow | At the U.S. Average (0.90%) |
|---|---|---|---|---|
| $250,000 | 0.77% | $1,925 | $160 | $2,250 |
| $350,000 | 0.77% | $2,695 | $225 | $3,150 |
| $500,000 | 0.77% | $3,850 | $321 | $4,500 |
| $650,000 | 0.77% | $5,005 | $417 | $5,850 |
| $800,000 | 0.77% | $6,160 | $513 | $7,200 |
| $1,000,000 | 0.77% | $7,700 | $642 | $9,000 |
| State | Average Rate | Typical Home | Bill on Typical Home | Bill on $350,000 |
|---|---|---|---|---|
| Illinois | 2.08% | $265,000 | $5,512 | $7,280 |
| Ohio | 1.41% | $230,000 | $3,243 | $4,935 |
| Missouri | 0.88% | $250,000 | $2,200 | $3,080 |
| Kentucky | 0.77% | $210,000 | $1,617 | $2,695 |
| Indiana | 0.77% | $240,000 | $1,848 | $2,695 |
| Virginia | 0.74% | $390,000 | $2,886 | $2,590 |
| Tennessee | 0.55% | $320,000 | $1,760 | $1,925 |
| West Virginia | 0.54% | $165,000 | $891 | $1,890 |
Statewide average effective rates; local rates vary a lot within each state.
Pick a state to see its 2026 tax rules and results for common salaries or home values.
Kentucky's average effective property tax rate is 0.77% of a home's value each year, the 15th highest of 51, in the top third. On the state's typical home, worth about $210,000, that comes to roughly $1,617 a year, or $135 a month in escrow.
Because home prices differ so much, the yearly bill ranks differently from the rate: Kentucky's bill on a typical home is 7th from the bottom of 51, among the lowest. On a $350,000 home it would be about $2,695.
Of Kentucky's neighbors, West Virginia (0.54%), Tennessee (0.55%) and Virginia (0.74%) have a lower average rate; the table below lists them all.
These are Kentucky averages; your county, city and school district set the actual bill.
About $2,310 a year ($193 a month) at Kentucky's 0.77% average rate. A $500,000 house would pay about $3,850.
Not especially. Kentucky's average rate of 0.77% ranks 15th of 51.
Kentucky charges 6.00% statewide with no local add-ons, 38th of 51, in the bottom third.